You might not
You might not know this, but after insuring yourself for injury and damage, you could also include an uninsured motorist coverage clause in your contract. That means that if you are involved in an accident such that the other guy doesnt have insurance, your own insurance policy provides damage and injury compensation. There is a way to take auto insurance such that the coverage would normally come from another persons auto liability insurance. This is called uninsured or underinsured motorist coverage. It is not very common because no one exactly likes to pay another persons bills, but it does help to clear up matters quickly. Some people take auto insurance with a plan to cover themselves in medicals, and the damage to their cars. And then, some people take auto insurance such that the persons covered are extensive. Sometimes, some packages dont even try to effect blame or guilt. You get covered whether or not you are guilty. Insurance that is purchased for the purpose of indemnifying cars, trucks, and other vehicles in cases of theft, damage or accident is called auto insurance. It is common enough in the United States, but many motorists too many are yet to be covered. If you are one of such motorists, the smartest thing you should do right now is to get insured. Seriously! If you are going to be putting your car on the road in the U.S., you are best advised to have auto insurance. You should also lookout for the expiry of your insurance. There are scam artists that take advantage of unsuspecting car owners everywhere you turn. You dont want to fall into their hands.
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